buy clone cards online typically rely on technologies like skimmers, small devices that can be affixed to hardware like point of sale (POS) terminals at a physical retail location or even at an ATM. These skimming devices act as card readers that collect an unsuspecting victim’s credit card information – including card numbers, PINs, and CVV data – by reading the magnetic stripe on the back of the physical credit card or debit card. They are also cheap and can be obtained through online purchases.
They can implement a fake keypad on the POS terminal or ATM that allows them to steal the real cardholder’s PIN information. Once they have collected this information, they can take the stolen credit card information, PIN, and CVV data to make a new, physical card to make fraudulent purchases in the real cardholder’s name. The cardholder might not realize something has happened until they check their financial statements, bank accounts, or see a change in their credit score.
Cloning doesn’t need to be physically done anymore, either. Contactless technology has made it possible for them to steal numerous card numbers using remote scanning devices simply by walking down a crowded street with a concealed scanner in their backpack or purse.